Savings Account will be closed by submitting the Cheque Books, ATM Cards, and other required instruments that are related to the Account. And account will be closed by the Accounts Officer within an hour if the required documents are submitted along the Request Letter by the Account Holder.
While closing the Bank Account charges for account closure will be deducted and the remaining balance will be repaid to the Account Holder either in Cash or Account Pay Cheque. Mostly, the banks will issue an Account Payee Cheque after closing the account.
And here is a specimen Request Letter for the Closure of Savings Bank Account.
In the above letter we requested for the closure of Savings Account and you just replace your information, your bank information, and reason for closure which are highlighted in italicized font style. Just submit this Request Letter along with your Cheque Book, ATM Card and other Instruments to the Accounts Officer at your branch. Within an hour the Officer will settle your account by issuing an Account Payee Cheque (deduct the Closing Charges from the Closing Balance), Relieving Letter, and Account Statement if requested.